0. NEVER TAKE INSURANCE!
1. If you have a 10 or and 11 you double down.
2. If the dealers up card is a 7 or higher and you are holding a 12-16 then hit. You should stand if the dealers card is less than 7.
3. You have a soft 17 or lower then hit.
4. You have a soft 19 then stand.
5. Split all pairs when the dealers upcard is less than 6.
6. Always split Aces and Eights.
7. If the total of your cards equals 9 or lower you should always take a hit.
8. If you have a soft 13 to 18. You should double down if the dealers upcard is a 5 or a 6.
| 2-8 | hit |
| 9 | 3-6 double / hit |
| 10-11 | 2-9 double / hit |
| 12 | 4-6 stand / hit |
| 13-16 | 2-6 stand / hit |
| 17-21 | stand |
| | |
| A,2-6 | hit |
| A,7 | 2-8 stand / hit |
| A,8-9 | stand |
| | |
| 2,2-3,3 | 4-7 split / hit |
| 4,4 | hit |
| 5,5 | 2-9 double / hit |
| 6,6 | 3-6 split / double |
| 7,7 | 2-7 split / hit |
| 8,8 | 2-9 split / hit |
| 9,9 | 2-6,8-9 split / stand |
| T,T | stand |
| A,A | A stand / split |
